I am dedicated to the empowerment of each and every American consumer, by helping them enjoy the best credit history/score possible. I utilize my deep knowledge of federal and state consumer rights laws, including the Fair Credit Reporting Act (FCRA), as well as the Fair Debt Collection Practices Act (FDCPA), to develop personalized strategies to allow clients to rebuild their credit (through the removal of negative credit items). Additionally, my team and I leverage my expert understanding of the FICO and Vantage credit scoring processes, to guide those who are building (rather than rebuilding) their credit scores, towards the fastest, most cost-effective path to impeccable credit.